Privacy Policy

1. Overview

Brec Invest is committed to protecting the privacy of every individual who interacts with our services. This Privacy Policy describes the types of information we collect, the methods we use to collect it, the purposes for which we use it, the parties with whom we may share it, and the measures we take to safeguard it.

This policy applies to all websites, applications, services, and digital properties operated by Brec Invest and its parent entity, BREC INSURANCE SERVICES, LLC, located at 111 S Main St Ste 1600, Salt Lake City, Utah 84111-2185, United States.

By accessing any Brec Invest service, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with any provision contained herein, you should discontinue use of our services immediately. Your continued use constitutes acceptance of the practices described in this document.

2. Interpretation and Definitions

For the purposes of this Privacy Policy, the following words and phrases have the meanings set out below. These definitions apply regardless of whether the terms appear in singular or plural form.

Account means a unique user profile created to access certain features of our service or parts of our service.

Company refers to Brec Invest, also referred to as we, us, or our in this policy. The Company is a brand operated under BREC INSURANCE SERVICES, LLC, a limited liability company organized under the laws of the State of Utah, United States.

Cookies are small files placed on a computer, mobile device, or any other device by a website. These files contain details of a browsing history on that website among their many uses.

Device means any device that can access the service, such as a computer, a mobile phone, a tablet, or a digital workstation.

Personal Data refers to any information that relates to an identified or identifiable individual. An identifiable individual is one who can be identified, directly or indirectly, by reference to an identifier such as a name, an identification number, location data, an online identifier, or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural, or social identity of that individual.

Service refers to the website located at https://www.brecinvest.lol and all associated digital platforms, applications, and tools operated by the Company.

Service Provider means any natural or legal person who processes data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the service, to provide the service on behalf of the Company, to perform services related to the service, or to assist the Company in analyzing how the service is used.

Usage Data refers to data collected automatically, either generated by the use of the service or from the service infrastructure itself. Usage Data may include information such as a Device Internet Protocol address, browser type, browser version, the pages of our service that are visited, the time and date of a visit, the time spent on those pages, and other diagnostic data.

3. Information Collection

We collect several categories of information from and about users of our service. The collection methods and data types are described in detail below.

3.1 Personal Data

While using our service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. This information may include, but is not limited to:

• Email address (such as communication sent to talk@brecinvest.lol)
• First name and last name
• Phone number (such as our contact line at +12763177631)
• Company or organization name
• Job title and professional role
• Address, including street, city, state, and ZIP or postal code
• Usage Data as defined in Section 2
• Any other information you voluntarily provide through contact forms, email correspondence, or project inquiry submissions

3.2 Usage Data

Usage Data is collected automatically when using the service. This may include information such as a Device Internet Protocol address, browser type and version, the pages of our service that are visited, the time and date of a visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

When you access the service by or through a mobile device, we may collect certain information automatically, including the type of mobile device, the mobile device unique ID, the IP address of the mobile device, the mobile operating system, the type of mobile Internet browser, unique device identifiers, and other diagnostic data.

3.3 Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on our service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze our service. The technologies we use may include:

• Cookies or Browser Cookies. A cookie is a small file placed on a Device. You can instruct a browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if you do not accept Cookies, you may not be able to use some parts of our service. Unless you have adjusted a browser setting so that it will refuse Cookies, our service may use Cookies.
• Web Beacons. Certain sections of our service and our emails may contain small electronic files known as web beacons that permit the Company, for example, to count users who have visited those pages or opened an email. These are used for related website statistics and for other purposes such as verifying system and server integrity.

4. How We Use Data

The Company may use Personal Data for the following purposes:

• To provide and maintain our service, including to monitor the usage of our service and to ensure its proper functioning.
• To manage your Account and to provide you with access to the functionalities available to registered users of the service.
• For the performance of a contract, including the development, compliance, and undertaking of any purchase contract for products, items, or services you have purchased or of any other contract with us through the service.
• To contact you by email, telephone calls, SMS, or other equivalent forms of electronic communication regarding updates, informative communications related to the functionalities, products, or contracted services, including security updates, when necessary or reasonable for their implementation.
• To provide you with news, special offers, and general information about other goods, services, and events which we offer that are similar to those that you have already purchased or inquired about, unless you have opted not to receive such information.
• To manage your requests and to attend to and manage inquiries submitted to us through any communication channel.
• For business transfers, including evaluating or conducting a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by us about our service users is among the assets transferred.
• For other purposes such as data analysis, identifying usage trends, determining the effectiveness of promotional campaigns, and to evaluate and improve our service, products, services, marketing, and user experience.

5. Data Sharing and Disclosure

We may share your personal information in the following situations:

5.1 With Service Providers

We may share your personal information with Service Providers to monitor and analyze the use of our service, to provide infrastructure hosting, to process payments, to deliver email communications, or to provide other contracted services on our behalf.

5.2 For Business Transfers

We may share or transfer your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of our business to another company.

5.3 With Affiliates

We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include our parent company BREC INSURANCE SERVICES, LLC and any other subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.

5.4 With Business Partners

We may share your information with our business partners to offer you certain products, services, or promotions. We will only do so where you have provided explicit consent for such sharing.

5.5 Legal Requirements

We may disclose your Personal Data in the good faith belief that such action is necessary to comply with a legal obligation, to protect and defend the rights or property of the Company, to prevent or investigate possible wrongdoing in connection with the service, to protect the personal safety of users of the service or the public, or to protect against legal liability.

6. Data Retention

The Company will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations, to resolve disputes, and to enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our service, or we are legally obligated to retain this data for longer time periods.

Unless a longer retention period is required or permitted by law, we will store your Personal Data for no longer than is necessary for the purposes for which the Personal Data are processed. When determining the specific retention period, we consider the amount, nature, and sensitivity of the data; the potential risk of harm from unauthorized use or disclosure; the purposes for which we process your Personal Data and whether we can achieve those purposes through other means; and the applicable legal, regulatory, tax, accounting, or other requirements.

7. Cookies and Tracking Technologies

We use Cookies and similar tracking technologies to track the activity on our service and store certain information. You can instruct a browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if you do not accept Cookies, you may not be able to use some parts of our service.

Cookies can be Persistent Cookies or Session Cookies. Persistent Cookies remain on a personal computer or mobile device when you go offline, while Session Cookies are deleted as soon as a web browser is closed.

Necessary Cookies are essential for you to browse the website and use its features. Without these, services like session management and secure areas cannot be provided.

Functionality Cookies allow the website to remember choices you make and provide enhanced, more personal features such as customized content.

Analytics Cookies help us understand how visitors interact with the website by collecting and reporting information anonymously. These cookies do not identify individual visitors.

You have the right to decide whether to accept or reject cookies. Most web browsers automatically accept cookies, but you can usually modify a browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the features of our service.

8. Privacy for Children

Our service is not directed to anyone under the age of 13. The Company does not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that a child of yours has provided us with Personal Data, please contact us immediately. If we become aware that we have collected Personal Data from anyone under the age of 13 without verification of parental consent, we take steps to remove that information from our servers.

If we need to rely on consent as a legal basis for processing information from a child and a country of residence requires consent from a parent, we may require consent from a parent before we collect and use that information. We encourage parents and guardians to observe, participate in, and monitor and guide the online activities of their children.

The online activities of children merit special consideration and protection. We support industry initiatives and frameworks designed to provide a safer digital environment for younger users. Parents should educate children about safe online practices and the importance of protecting personal information.

9. Data Security

The security of your Personal Data is important to us. We have implemented and maintain reasonable administrative, technical, and physical safeguards designed to protect the confidentiality, integrity, and availability of your Personal Data against unauthorized access, disclosure, alteration, and destruction.

Our security measures include industry-standard encryption protocols for data in transit and at rest, multi-factor authentication for administrative access, network segmentation and firewalls, intrusion detection and prevention systems, regular vulnerability assessments and penetration testing, comprehensive access controls and audit logging, employee training on data protection obligations, and incident response procedures with defined escalation paths.

Despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or data storage technology can be guaranteed to be 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security. We encourage you to take steps to protect your own information, including using strong passwords and keeping login credentials confidential.

10. Your Data Rights

Depending on the jurisdiction in which you reside, you may have certain rights regarding your Personal Data. These may include:

10.1 Right to Access

You have the right to request copies of your Personal Data that we hold. We may charge a small fee for this service in certain circumstances.

10.2 Right to Rectification

You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete information you believe is incomplete.

10.3 Right to Erasure

You have the right to request that we erase your Personal Data, under certain conditions. This right is also known as the right to be forgotten and may be subject to legal or regulatory retention requirements.

10.4 Right to Restrict Processing

You have the right to request that we restrict the processing of your Personal Data, under certain conditions including where the accuracy of the data is contested or the processing is unlawful.

10.5 Right to Data Portability

You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions. We will provide your data in a structured, commonly used, and machine-readable format.

10.6 Right to Object

You have the right to object to our processing of your Personal Data, under certain conditions including for direct marketing purposes, or where the processing is based on legitimate interests.

10.7 California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt-out of the sale or sharing of personal information. The Company does not sell personal information as defined under these statutes.

11. Third-Party Services

Our service may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. The inclusion of any link does not imply endorsement by Brec Invest of the linked site. Your interactions with any third-party services are governed by the privacy policies and terms of those services.

We may use third-party service providers to facilitate our service, provide the service on our behalf, perform service-related functions, or assist us in analyzing how our service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

12. International Data Transfers

Your information, including Personal Data, is processed at the Company operating offices in the United States and in any other places where the parties involved in the processing are located. This means that your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer. The Company will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy. No transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

13. Policy Changes

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the Last updated date at the top of this Privacy Policy.

We may also notify you of material changes via email and/or a prominent notice on our service, prior to the change becoming effective. We encourage you to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Your continued use of the service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide by and be bound by the modified Privacy Policy. If we make any material changes, we will attempt to obtain your consent before implementing the changes with respect to previously collected data, or make reasonable efforts to provide notice as appropriate.

14. Contact Information

If you have any questions about this Privacy Policy, or if you wish to exercise any of your rights as described in this policy, you can contact us using the following details:

Company Name: BREC INSURANCE SERVICES, LLC, operating as Brec Invest

Address: 111 S Main St Ste 1600, Salt Lake City, Utah 84111-2185, United States

Email: talk@brecinvest.lol

Phone: +12763177631

Website: https://www.brecinvest.lol